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Depends: If a tree falls from your property onto your neighbor’s property, whether or not you’re responsible can depend on several factors, including local laws and the circumstances of the tree’s fall. Here are some general guidelines: Tree Maintenance and Negligence: If the tree was healthy and properly maintained, and the fall was due to […]

Preventing Christmas tree fires is crucial for ensuring the safety of your home and loved ones during the holiday season. Here are some tips to help reduce the risk of Christmas tree fires: Choose a Fresh Tree: If you’re using a live tree, choose one with vibrant green needles that are hard to pull off […]

Erie Insurance Rate Lock is a feature offered by Erie Insurance, a regional insurance company based in Pennsylvania, United States. This feature is designed to help policyholders by providing stability and predictability in their auto insurance premium rates. Here’s how Erie Insurance Rate Lock typically works: Rate Stability: When you enroll in Erie Insurance Rate […]

Carrying a high deductible on your home insurance can have both advantages and disadvantages, and whether it is a good idea for you depends on your individual circumstances and risk tolerance. Here are some factors to consider: Advantages of a high deductible: Lower Premiums: One of the most significant benefits of choosing a high deductible […]

Full Tort: Unrestricted Right to Sue: With a full tort insurance policy, you have the unrestricted right to sue the at-fault driver for all types of damages, including both economic damages (such as medical bills and lost wages) and non-economic damages (such as pain and suffering). Higher Premiums: Full tort policies typically have higher premiums […]

The optional coverages you should consider for your home insurance policy can depend on various factors, including your specific needs, location, and budget. Here are some common optional coverages you might want to consider: Flood Insurance: Standard home insurance policies typically do not cover damage caused by floods. If you live in a flood-prone area, […]

Car insurance rates have been on the rise in recent years, causing concern and frustration among drivers. While there is no single reason for this increase, several factors contribute to the upward trend in car insurance premiums. Increased Frequency and Severity of Accidents: One significant factor is the increase in the frequency and severity of […]

How to Avoid Hitting a Deer by Erie Insurance on October 29, 2020 Autumn is beautiful, but it also introduces some fall driving hazards… deer collisions being one of them. From October to December, mating and hunting season make deer go on the move. For drivers, that means you’re more likely to hit one. But have you ever wondered […]

What to Know Before Trading In Your Car by Justin Metz on October 2, 2019 There’s nothing better than that new car feeling. But before you drive your new ride off the lot, you often have to decide what to do with the car in your driveway. When it comes to getting rid of a […]

Auto Safety Features: The Good. The Helpful. The Annoying? by Raychel Adiutori on June 25, 2020 If you have purchased a car in the last four years, you’ve probably noticed several new features designed to help protect you on the roadway. And thanks to that advanced engineering and technology, today’s cars are safer than ever. (Having the right auto […]